In my quest to find the safer option between banks and credit unions, I've discovered that both have their own unique strengths. Banks, being larger, often offer more tech-based security measures. However, credit unions, though smaller, are not-for-profit and tend to prioritize member security and satisfaction. Remember, both institutions are federally insured up to $250,000, so your money is safe in either place. Ultimately, the choice between a bank and credit union comes down to personal preference and convenience.